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- 2012(38)
- February(11)
- Restaurants Are A Tough Business – Learn From The Successful Ones
- A Valuable Lesson...Commitment And Tenacity
- The Old Owner: Ally or Enemy?
- Get On Board With The Technological Revolution Going On Now
- The Missing Link In Leadership Skills
- Admit That You Are Not Breaking Even
- What We Can Learn From This Super Bowl
- Don Todrin Radio Show Wednesdays at 1:00 – Helping Business Owners Succeed
- Press Release: Successfully Navigating The Downturn: Positive Reviews
- The Economy Is Improving – Are You Able To Take Advantage Of It?
- Wednesdays at 1:00 PM – Successfully Navigating The Downturn on Blogtalkradio.com
- January(27)
- 1.7% Offer in Compromise settlement - a new office record
- Recent Success in Avoiding Receivership
- Don't Pay...then Negotiate
- For The Love Of A Good Building
- Lessons To Be Learned
- HOMELESS .... NOT HOPELESS
- Tune In To My Blog Talk Radio Show Every Wednesday at 1:00 PM
- How much do you pay in rent? Is it time to move?
- Hiring During a Workout?
- A Workout Is like Going To The Doctor
- Modifying Your SBA Or Bank Loan.. Definitely Not The Way To Go
- How to buy out a 50-50 partner, fairly and easily.
- Warning! There is a hidden trap in debt forgiveness you must be aware of
- What exactly happens to an SBA loan when you file for bankruptcy?
- Hit & Run
- Linkedin Shows Us What NOT To Do
- If There's No Wellness Of Fit, Don't Do The Deal
- Small Business Must Learn To Tell The Truth, Even If It's Negative
- What Is Debt Forgiveness?
- Returns – A New Benchmark To Measure
- Best Buy Shows Us What Not To Do
- SBA Loan Default And Advice
- A Review Of My Book: Successfully Navigating The Downturn
- Business Owners Need To Understand The Purpose Of Social Networking
- Do Coupons Work?
- My New Year's Greeting And Instructions To All Small Business Owners
- Resolution No.1 ... "Ask For Help!"
- February(11)
- 2011(282)
- December(14)
- The Settlement Statement: An Important Negotiating Tool
- Get the bank to show you their appraisal
- Questions, Questions And More Questions
- It's Year End, What's Next?
- A six-figure asset sale with payment terms
- Pay Attention To The World Economy And How It Affects Us
- Trading Gross Dollars For Profitability
- The Fine Art Of Business Schmoozing
- The Internet And The Store Must Merge
- Lloyd's Of London Pulls Out Of European Banks – What This Means For You
- We Must Teach Our Children More About Finance
- What We Can Learn From American Airlines' Chapter 11
- Second Wind Consultants Has A Worldwide Impact Via Internet
- Cloud Funding Could Be Right For You
- November(20)
- Hard Times Fall on American Families
- Negotiating cash for guarantors - a big win
- The Pitfalls of Franchise Ownership
- I .... "WE" ARE THANKFUL!
- The Post-Thanksgiving Challenge
- Introducing Our New Website!
- The Talk At My Thanksgiving Table
- You Are Slowly Being Boiled Alive And You Don't Realize It
- Embrace The Recession And Succeed
- Another Recession Is On The Way
- New Ways To Raise The Cash Required For A Workout
- Even The Experts Make Mistakes
- Our Strategies Were Inspected And We Passed With Flying Colors
- Two Years Without A Paycheck!
- You Must Make Lifestyle Changes To Survive A Workout
- Businesses Which Have Made It This Far Through The Recession Still Require Debt Workout
- Every Type Of Business Requires A Workout
- Who Is Your Client?
- Awareness And Preparation Are The Keys To Survival
- Your Money Is Not Safe In The Bank
- October(20)
- The Small Business Absentee Owner
- Communicating With Your Banker Makes A Difference
- Dump Your Debt And Horde Cash Before The Next Down Cycle
- Commitment
- The Sky Is Falling And This Is What Robert Prechter Says You Need To Do
- Our Value Is Recognized
- Want To Know All The Answers When Entering Into A Workout? Forget It.
- Get Rid Of Debt Before The Major Economic Adjustment Happens
- Daring To Dream Is A Workout Requirement
- We All Need A Rock
- When Facing Disaster Your Credit Score Should Not Be Your First Concern
- More On Interrogatories
- Stop Listening To Bankers And Lawyers And Get Expert Advice
- We Are Appreciated!!! Even By Those Who Don't Need Our Services.
- The Legacy Of Steve Jobs
- The Banker Bully
- Business Turnarounds And Workouts Are Not Magic
- You Cannot Win A Lawsuit But You Can Resolve It With A Workout
- Adjust Your Strategy When You Get Hit
- Success in dealing with unsecured creditors!
- September(24)
- What Business Owners Can Learn From The Red Sox Collapse
- The Truth About Out of State LLCs
- Can I Work Out Just One Loan And Not The Others?
- Consult Your Way To Victory
- The Difference Between Using The System Or Abusing It: Asset Protection
- SURROUNDED BY HEROES
- Debt Relief Service Strikes Again
- Some Small Business People Believe A Workout Is Dishonorable
- Asking Your Bank What They Are Willing To Take In A Workout Is Folly
- Asset Protection Makes Sense
- USDA Settlement Of Indebtedness For Farmers
- Do You Have A Strategy?
- Interrogatories - don't be afraid!
- A Prominent Business Attorney Sent His Client To Us
- Lack Of Employee Training Can Ruin An Otherwise Excellent Business
- Be The Leader And Reinvent Your Business
- Let's Drink To The Hard-Working People
- You Can Do It Better With Help
- If You Are Not Taking A Paycheck You Need A Workout
- High Net Worth Strategic Workouts
- Asking The IRS, Your Banker Or Their Lawyers For Advice?
- Real Help For Small Businesses Affected By Hurricane Irene
- Soldiering on, reinforcements are on the way...
- Nice Guys Get Slaughtered In A Workout
- August(24)
- There Are No Good Excuses In Business
- Options That Are Available To You....
- It's Smart To Prepare... It's Useless To Panic
- Are You Ready To Make The Decision To Survive, Emerge And Prosper?
- Letters to Congress
- Coming Home
- MISTAKES / BLAME / SELF BLAME
- Stop hiding from the issue, confront it and resolve it.
- Personality May Present A Challenge In A Workout
- Don't Be Naive When Buying A Business
- Fighting The Battle And Winning With 400,000 Visits To Our Blog
- You Are Already In Default You Just Don't Recognize It
- Be A Visionary Or Be Left Behind
- The Second Best Thing You Can Do For Your Business
- Remember The Meaning Of A Personal Guaranty
- Learn From The Federal Debt Dilemma And Do Your Debt Workout
- The Downturn Will Continue So Do Your Workout Now
- Joe Six Pack America
- Victory Is Not Always About Winning
- Do The Workout Before You Receive The Demand Letter
- Disaster Loan Workout Breakthrough! We Are Getting Better Results!
- Personal Asset Liquidation - America's a Flea Market
- Women, Minority Business Owners, We Can Help Reduce The Pain You Are Experiencing
- Politicians Are Teaching Us How NOT To Navigate The Downturn
- July(22)
- They're Calling Back
- "THE BOOK" .... UPDATE
- Victory Has A Price
- A moment of clarity, you must surrender, but to whom?
- The Workout Is Important Even As Business Improves
- Donald Todrin is Interviewed by Mark J Kohler Live Audio
- Franchise Defaults Are Skyrocketing
- Silence Can Be A Victory
- Make No Emergency Decisions In Business
- The Elephant In Your Room
- Give Thanks
- Tune In Tomorrow For My Radio Interview With Mark Kohler
- Learn From Your Mistakes And Start Again
- Why Are You Paying Taxes On Make-Believe Profits?
- Join Me On Linkedin And Visit My New Discussion Groups
- Radio Interview With Mark Kohler – Dealing With Today's Economy
- 750 Million People Cannot All Be Wrong, Social Networking Rules. Facebook Wins.
- Honor and Respect
- Don't Get Lazy Just Because It's Summer
- Silence From The Bank Can Be Golden
- Choose Your Battles Wisely In A Workout
- Make Your Business A Fun Place To Work And Reap The Rewards
- June(23)
- Face to Face Presentation
- The Definition Of Insanity
- Financial Tornado
- Identifying Trends And Following The Leader Is A Good Business Practice
- A Turnaround Is About Making Large Moves
- Dear Banker, A Rapid Response Is Mutually Beneficial
- Dear Banker, Default Is Not A Breach Of Honor
- Give Yourself the Opportunity to Surprise Yourself
- Marathon or Sprint, the Finish Line is the same.
- Dear Banker, Let's Talk About The Turnaround
- Dear Banker, Why Doesn't Anyone Survive Your Workout Department?
- Get Ready For The Recession Roller Coaster Ride
- Dear Banker, Why Put A Lien On A Home That Lacks Equity?
- Dear Banker, Third-Party Representation Ensures The Best End Result
- Being The Second Expert In
- Dear Banker, What Is The Real Value Of An Upside Down Going Concern?
- Dear Banker, Something Is Better Than Nothing So Let's Work It Out
- Dear Banker, Why Do You Ask For The Impossible?
- Dear Banker, What Value Do We Use For Assets?
- Dear Banker, Why Go To The Lawyers So Quickly?
- Workouts: It Adds Up, Do The Math, It's Basic Arithmetic
- Dear Banker, Aren't 401Ks Protected Assets?
- BankerLetsTalk.com – What's This All About?
- May(27)
- Using Credit Card Merchant Machine Financing May Indicate You Need A Workout
- Smaller Margins Are A Growing Problem But There Is A Cure
- The Challenge Of Valuing A Going Concern For A Losing Business
- The SBA trying to collect retirement accounts – When will it end? -UPDATE
- Book Review by Joseph Conforto, A Second Wind All-Star
- It's Best When The Owner Is In Operations
- Work, Earn and Save Families One Business At A Time
- Small Business Owners - Educate Yourself!!
- 10 Rules For Surviving The Recession
- New Businesses Beware – The Rules Have Changed
- Stay Open For Business And Compete
- SBA Loan Application Fraud
- Challenging Times Call for Adequate Support
- Don't Do It All On Your Own
- THE BOOK
- What to do when landlords collect hard
- Quit The Juggling Act – Business Is Not A Circus
- It's Official, Malls Are In Trouble, Get Out Now
- Paying Loans Until Your Business Dies Is Not The Honorable Thing To Do
- Women In Business - Do Your Debt Workouts
- Never Hide A Seller Take-Back Note From The Bank
- Another Example Of Corporate Bad Behavior
- All Work Is Honorable
- Rights vs. Right!
- The 11th hour
- Forget the Lawyers, I'll just represent myself!
- You Have Ended Your Business – Now What?
- April(25)
- Pay Bonuses, Incentive Checks, With A Separate Check
- Never Use Personal Savings To Fund Your upside down Business Operations
- When Gas Prices Goes Up, Business Goes Down
- The SBA trying to collect retirement accounts - When will it end?
- There Is A Better Way To Accomplish Short Sales
- Hope
- I Have Hit A Nerve – SBA Loan Brokers Understand
- A Tip of the Hat
- Differences Make All The Difference
- Start A Movement – Save A Small Business Today
- Reinvent Your Business Through Product Reinvention
- Despicable Banker Tactics
- Why Business Owners Hate Bankruptcy
- We Save A Financial Life, You Earn A Commission
- Enter The Working Class Hero
- A Bankruptcy Alternative That Really Works
- Family
- Successfully Navigating The Downturn - Book Available Now!
- SBA Loan Originators Are Asking Us To Help their Borrowers
- Don't Let Debt Interfere With Selling Your Business
- Women In Business, You Are Needed
- Involuntary Bankruptcy Is Usually An Empty Threat
- Life is rough enough without the debt.
- Pay It Forward
- PRIDE ... Results
- March(25)
- The Art of Prioritizing
- SBA will not entertain "global" settlements
- Just In Time Doesn't Always Work
- Internet Marketing Is A Bigger Challenge Than I Thought For Many!
- SBA Loan Brokers, Your Clients Need This New Service
- Internet Marketing Is A Must – Here Is How To Do It Well
- Business Brokers, There Is A Better Way To Sell A Business
- When Partners Disagree The Business Must Take Priority
- The "F" word is more prevalent in today's society
- Debt Forgiveness Is The Key For A Successful Sale Of A Business In Today's Market
- Over 600,000 Businesses Closed In 2010 And It Didn't Have To Be That Way
- You Must Have An Exit Strategy
- Public Embarrassment Is Nothing To Fear In A Workout
- When Your Business Doesn't Work, End It
- Runaway Unsecured Vendor Debt Be Gone!
- Trust but Verify
- When the Banker is on your side.
- Unsecured Vendor Debt Is The Problem For Many
- You Must Know Your Business Numbers
- Thousands Open New Businesses Amid Economic Turmoil - Are They Nuts Or Visionaries?
- Debt Workouts Can Be Enormously Successful:$1,037,000 settled for $20,000… 2%!!!
- Papa's Got A Brand New Bag - Satchel, Man Bag or Manpurse
- Entrepreneurs Are So Focused On Winning, Sometimes They Do Not Even Recognize That They Have Already Lost.
- You Have No Better Option then This One, unless you allow emotion to rule.
- I'm Taking My Second Chance... Will You Take Yours?
- February(26)
- Another Offer in Compromise that took forever! but was worth the wait
- Walking the careful road
- I Am Not For Everyone Though I Wish I Could Be
- Small Business Owners Keep Forgetting Their Real Competitive Advantages
- Overcoming The Arrogance Of Corporate America – Small Business Must Lead The Way
- MY FRIEND ... MY MENTOR
- Don't Let Your Lawyer Or Accountant Make Your Decisions For You
- Breach With Honor, Cure With Respect And Own The Results
- Bank Psychology 101
- Better Late Than Never
- Better Lucky than Good
- Raise Prices For More Profit Or Lower Them For More Revenue?
- Some Entrepreneurs Are So Focused On Winning They Do Not Recognize They Have Already Lost
- Don't Forget Your Personal Guaranty When Filing A Personal Bankruptcy
- Successfully Navigating The Downturn – The Book Is Now Available
- 300k Readers Learning How To Navigate The Downturn
- Banks Are Forcing Payment Current Borrowers Into Workout And Liquidation
- Stop Worrying About Your Ideas Being Stolen
- Union Greed Is Out Of Control
- FDIC Bank Closings - We’ve Been Down This Road Before
- Success Is All In The Context.
- The Obstacle Preventing You From Reinventing Your Business
- Underwater Commercial Real Estate Dragging Down Your Business?
- Flattery Can Get You Everywhere
- Don't Give Away Your Profits
- Character Is An Important Element Of A Successful Workout
- January(32)
- So they got a judgment... I guess you really owe the debt now!
- More and more offer in compromises are structured
- Write the Check
- The 2 year offer in compromise
- Taming the Beast
- BUSINESS MULLIGANS
- Foreclosure Based On Technical Default Is Increasing At An Alarming Rate
- The Real State Of Your Business And Personal Net Worth
- If Your Business Is Losing Money It's Worth Less Than You Think
- We Have The Right Workout Strategy For Any Business
- Be Prepared To Throw Away Your Agenda
- Debt Workouts Are Not As Hostile And Dangerous As You May Think
- Forget The Classic Business Plan Unless You Are In School
- Why Banks Like To Work With Us Despite Deep Debt Forgiveness
- You Can Only Do Your Best And Then Ask For Help
- Can You Ever Qualify For Another SBA Guaranteed Loan If You Default On One?
- Confidence Vs. Conservatism
- The Hidden Advantage Of Hiring A Workout Specialist
- $1.5 Million Settled for $50K!!
- Break Your Own Rules On Guarantees And Return Policies
- Stick With It... It's Almost Always Worth It
- Flatten Your Organization If You Plan To Eventually Sell Your Business
- Expand Your Territory Internationally
- Beware Of Bankers Making Demands For Additional Collateral
- Even The Banks Know That You Are Entitled To A Paycheck
- Stop worrying About Being Forced Into Bankruptcy By Unhappy Creditors
- Teach Your Employees To Respect The Chain Of Command
- If You Are Going Through Hell Keep Going
- Nature's Fog Vs. Economic Fog
- Educate Yourself To Do Business Successfully
- Strike!
- Free Goods And Services Can Earn Significant Profits
- December(14)
- 2010(372)
- December(37)
- New Year's Resolutions For 2011 - Onward To Profitability And Success
- Contractors, Beware The Dreaded Disease Known As Deposititis
- What Is A Preemptive Workout?
- Have You Made Your Plan For Next Year?
- Trust But Inspect
- Not A Typical Holiday Wish But The One You Should Pay Attention To
- Very fast turnaround on an asset sale - a quick workout
- How To Hire Successfully
- Let's Talk About Your Business Real Estate Again
- SBA Loan Workouts May Seem To Take Forever
- Tis the Season, BEWARE
- Lose The Real Estate And Save The Business, Part 2
- Just Doing The Workout Is Not Enough
- It's Employee Review Time - Here's The Way We Do It
- Think Before You Borrow
- Offer in Compromise Accepted in Three Weeks
- Never underestimate the power of landlords...
- 2011...time to dust off the documents and call
- A Christmas Season Survival Guide For Small Business Owners Facing Decreased Revenue And Choking Debt
- SECOND WIND - "SECOND CHANCE"
- Not everyone qualifies for a workout
- The Time Is Ripe For Mentoring
- Life Abounds
- Check Your Progress Daily, Weekly, Monthly, Quarterly And Annually
- Consider Direct Sales When Reinventing Your Business Model
- Make The Shopping Experience Your Ultimate Competitive Advantage
- Remember the Little Guy
- Do Your Estate Planning Before You Default
- Post #1000: Survive, Adjust, Emerge, Succeed. We Know The Way!
- Your Survival Depends On Your Business Skills
- You Need To Get On Board The Technology Bus
- Equipment Leases Can Be Worked Out
- From Blog To Book – Maybe A Movie Next!
- Tenacity And Commitment – What Marathoners And Small Business Owners Have In Common
- In The Moment
- The Power of the Budget
- You Saved Nothing For Yourself?
- November(33)
- Sometimes Foreclosure Can Be A Valuable Tool For The Borrower In Default!
- Credit Card Workouts Made Simple – The Do It Yourself Manual
- Risk
- We Can Definitely Work Out Debt Unpaid To The Unions.
- Is Your Business Due For A Name Change?
- Another Reason To Be Thankful On Thanksgiving
- The Banks Will Resort To Sneak Attacks On Occasion.
- Hurry up and Wait
- Eataly Is Reinvention At Its Best.
- How To Successfully Navigate The Downturn.
- Business Is Theater––How Entertaining Is Yours?
- Are You Marketing Negativity? Stop!!
- Why Lenders Will Never Negotiate Loan Forgiveness
- Procrastination Only Paid Off in High School, Not Business
- When you're in the right, there's no need for high powered negotiations
- Let History be your guide in the New Normal
- Letting go of the dead weight, painful but often necessary...
- A Workout Result Is Not About What You Can Afford
- Do You Know How Your Employees Are Treating Your Customers?
- Honorable
- Should You Brand Yourself? It Depends.
- What Is Your Vision? Do You Even Have One?
- Entering default without a plan?
- Most Borrowers In Default Do Not Want To Do A Workout.
- The Secret To Successful Telemarketing.
- The Effect of Lawyers on Workouts.
- Don't Be Controlled By Your Emotions. It Doesn't Work.
- When Is Bankruptcy Better Than A Workout?
- We Are Not Afraid To Say NO!
- You Must Do More Than Just Workout Your Debt.
- A Leader Follows in Front
- All Banks––Large, Small or Local––React The Same Way.
- Hope Is NOT A Strategy Or A Plan, It Is Desperation.
- October(42)
- Selling strategies that work in every business
- How To Successfully Reduce A Commission Rate Or Paycheck.
- Welcome To The Entrepreneurs' Club Of Terror.
- A Workout Strategy May Require Many Bites Out Of The Apple.
- Focus on the Facts
- Second Wind Gets Everyone On The Same Team, it Works Out To Work Together
- Building Inventories In Anticipation Of Increased Demand? Don't.
- No One Likes Being Ignored, Especially Bankers!
- Preserving Relationships When Defaulting.
- Living With Pain...Why?
- Why lenders won't negotiate better terms on an SBA guaranteed loan
- All Customers Are Not Equal. Prioritize.
- You Think They Lost Your File? Think Again.
- Have You Lost The Fire In Your Gut? Workout The Guaranty!
- Flatten Your Organization A Little Bit At A Time? No!
- Before debt relief and after debt relief... your transformation....
- My Business Is My Life. If It Fails, I Am A Failure Also.
- We Seldom Hear The Word "NO" In A Workout.
- How Good is Good Enough?!
- #900. 1.5 million businesses closed last year, it did not have to happen.
- A 50% Discount Is Not Enough!
- Listen. You Cannot Afford Not To.
- The #1 Reason Businesses Fail.
- Franchises in workouts
- Patience Is A Requisite For A Successful Workout.
- No One Is Talking About Quality In This New Economy.
- The 18-Month Default Rule, Be Careful.
- Selling High-End? Discounting Is The Way To Go.
- We Are More Than Just A Bank Statement
- The truth, the whole truth and nothing but the truth!
- Passion
- The Power Of NO! It Can Make You More Money.
- 250,000 Visits To Our Blog! We Are On A Mission, Saving Families One Business At A Time.
- A constructive piece of legislation or much ado about nothing?
- Small Business to DC, can you hear us now?
- "Too good to be true!"
- Small Local Banks Require A Different Workout Approach.
- You Cannot Lose When You Know Your Opponent's Playbook!
- Do Not Borrow Now, Especially To Pay Off Debt!
- Offer In Compromise, SBA Guaranteed Loans. What’s It All About?
- Reinvention Revisited: Restaurants, Retail And More.
- Why Are We So Successful With Offers In Compromise?
- September(38)
- Tax issues? They are no joke!
- Escape
- Marginal Productivity of Debt, an Important Lesson.
- Positive Cash Flow: A Paycheck At Last!
- Non-Profits, It's Time You Ran Your Business As If It Were For Profit.
- If You Are Not Taking A Reasonable Paycheck, You Need A Debt Workout.
- Do You Know What Your Salespeople Are Doing?
- A Classic Mistake: Expanding Distribution Before Your Customer Demand Is Established.
- A Loan Modification For Your Commercial Loan? Forget It.
- Remember Your Key Employee’s Spouse!
- The Three Basic Components Of An Effective Turnaround.
- Introvert Vs. Extrovert
- Emotion doesn't work, in the business arena, give it up.
- Make an enemy an Ally
- Be careful of scams!
- Inflation? What Inflation?
- The effectiveness of transparency
- What About Your 401k Or IRA In A Workout Situation?
- Referrals: The Best Prospecting Tool For Adding New Business.
- How Much Should The Offer In Compromise Be?
- The Qualities Of A Successful Entrepreneur.
- Life is Negotiable
- Where Are We Going From Here? What Is The Future Of Small Business?
- The Bank Is The Problem When Working Out A Defaulted SBA Guaranteed Loan, Not The SBA.
- A Vote Against
- The Face of a Company
- Why Do Banks Use Foreclosure And Auction As A Final Resolution When It Produces The Worst Possible Result?
- Enough Whining. Put On Your Game Face And Show The World How Successful You Are.
- Every Procedure Must Be Systematized To Be Effective And Long-Lasting... Its The Only Way.
- Selling Your Business? Be The Bank!! But First, Do Your Workout. It May Be The Only Way To Sell Your Business.
- Everyone In Your Organization Is A Salesperson; Make Certain They Are Trained And Understand This Responsibility.
- Secured Bank Loan Workouts Ridiculousness... Take Note, Do Not Listen To Your Banker.
- What Works In A Workout Negotiation? A Classic Win-Win Approach And A Third Party Expert Representing The Borrower.
- How To Price Your Product Or Service.
- Second Wind A Scam? Too Good To Be True?
- A Great Answer: “I’ll Get Back To You.”
- If You Go To A Bankruptcy Lawyer, You Will Go Bankrupt. There Is Another Alternative...
- Let Your Employees Solve Your Issues.
- August(30)
- What Is Your Corporate Culture? Is It Working?
- The Horse Is Out Of The Barn... And THEN You Close The Door?!
- To Develop The Best Business Model Possible, Political Correctness Must Go.
- High Standard = High Results
- Secured Bank Loan Workouts.
- Booked Sales vs. Accounts Receivable Collections vs. Cash Flow: Understand The Difference.
- Direct Connections Are Better Than Layovers
- It Is A Blood Bath For Small Business But We Have The Answers.
- 11 Places Where Your Cash Is Hiding, Causing You Cash Flow Nightmares.
- Don’t Give Up! Quitting Is Not An Option.
- Verification can be Scary!
- High End Or Low End... Which Is It?
- Sunk Costs? Forget About Them.
- Too Good To Be True? Our Credit Card Workouts Are Very, Very Good.
- Balance: The Key To Your Total Success.
- Squeezing Profits Just To Get The Job? Stop!
- Reducing Profit Just To Get The Job? Stop!
- In A Workout, Must You Be In Default On All Your Credit Cards?
- Downsizing, Debt Workouts, Reinvention, Marketing… The Path To Successfully Navigating Today’s Economy.
- Collateral Damage In A Workout Is Sometimes Unavoidable.
- Accepting the Settlement... On Our Terms
- Acknowledge Your Repeat Customers!
- Our First Task: Reviewing Your Financial Condition And Protecting Liquid Assets Or Remaining Equity.
- The 14 Month Short Sale Closes!
- Get Rid Of Your Inventory Now, At Any Price.
- Applying For An SBA Guaranteed Loan? Do NOT Allow Your Spouse To Co-Sign The Guaranty.
- Finding a Back Door
- Success and Failure
- Are You Aware Of What Your Competition Is Doing?
- What If I Want To Do A Loan Workout But My Partner Doesn’t And We Both Guaranteed The Loan?
- July(33)
- A Successful Growth And Development Plan You Can All Learn From… And Do!
- Having buyers find financing can often be a challenge
- Believe Me, Equipment Leases Can Be Worked Out!
- Ritual And Ceremony… In Your Business???
- Take Advantage of Creditors Monthly Quotas
- The CEO/Owner Must Be Involved In Sales Activities.
- Getting the bank to work on OUR schedule.
- Landlord Settlement
- Success Outside the Box
- Tell Us Your Story--Your Family And Employees Are At Risk. We Are Listening And We Care.
- A Four Day Work Week... For The Summer, At Least. Why Not?
- Stop Making Partial Payments On Your Loans. Default Is Default. Do The Workout.
- Limited Availability: A Tried And True Marketing Strategy.
- When You Owe the Bank…What’s Your Legal Defense?
- $200K lease obligation settled for $5K
- Lost Your Lease, Going Out Of Business… A Total Loss.
- We Are Winning. The Battle Toughens But The Banks And SBA Are Giving Us The Workout Results We Need: Debt Forgiveness.
- Your Obligation Is To Survive And Reemerge.
- George Steinbrenner Showed Us Another Way To Successfully Manage.
- Apple iPad: The Best Thing That’s Happened To My Business!
- Not Prepared For Victory… And No Wonder.
- Unbelievable
- Water and Stone.
- End Run
- Part 3: Something Is Missing From Your Business Model.
- The Signs Are Not Good. Be Careful, Do Your Debt Workouts Now.
- Part 2: Something Is Missing From Your Business.
- Lose The Real Estate, Save The Busines, part one.
- Something Is Missing From Your Business Model… Here It Is.
- Our Debt Workout Strategies Have Almost Total Success, Every Time.
- Keeping Your Banker Happy During A Workout Scenario Is Not About Doing What They Want.
- Enough! It Is Time To Fight Back And Protect Your Business. You Are Under Attack And Have Taken A Big Enough Beating.
- Good Marketing Beats A Great Product.
- June(43)
- So What Happens If The Workout Does Not Work Out?
- Firing An Unproductive Employee Is Easy, But Is It The Best Route To Take?
- Test, Test, Test Or Fail, Fail, Fail In Today’s Tougher Market.
- OK, You Attacked the Banker, Threatened Litigation and Had Your Lawyer Write A Threatening Letter. Now What?
- 2.5 Million in debt forgiven!!
- Completing an Offer in Compromise with Little Cash? No Problem!
- Setting the office record for the lowest priced asset sale…
- Why Is It So Uncomfortable For Many to Collect Past Due Receivables?
- Why You Must Be in Default to Do a Workout
- Stay Ahead of the Downturn…Get to Know TED.
- Sue the Bank? Because You Can't Repay and They Did Something You Do Not Like?
- I Have a Secret That Will Solve Your Employee Issues.
- The Dreaded Judgment!
- Father’s Day… What Can We Learn From This Day That Can Help Us Be Better Small Business Owners?
- I'll Get Back To You About Doing a Debt Workout; I Have To Ask My Wife First...
- What's This "Reinvention" Thing Mean?
- Fear: The Major Barrier Preventing Debt Workouts.
- Educating Lawyers
- Holding Back the Tides
- Socioeconomic hara-kiri & ‘holding the bag’.
- Be Smarter than our Politicians…When it isn’t Working, Change Course
- When the bank refers the account to a law firm, HOLD PAT!
- Borrowing to Pay Past Due Debt? Don't!
- The Economy is Not Getting Much Better, But Some Businesses Are Doing Great. Why?
- $365,000 in debt settled for $12,000... PAID OVER TIME!!
- Debt Workouts Require a Leap of Faith. Get Over It, You Have No Choice!
- No matter how much they want to, a bank cannot foreclose on goodwill
- Every Business Can Run Profitably, Even Now!
- Honesty Is the Best Policy: What Our Mothers Taught Us Long Ago Still Rings True.
- How To Be A Great Hockey Player and A Great Small Business Owner.
- Why Don't Attorneys Like Our Debt Workout Strategies?
- Debt Relief Services Success Stories
- A Flat Organization Works Better Than a Pyramidal One.
- Unsecured Vendor Debt... Be Gone!
- Successfully pushed a defaulted loan into workout
- No matter how delinquent you are, its better to stay and fight than to run away.
- SBA Corrects a Major Injustice… A Little Bit. Disaster Loans Can Be Worked Out… A Little Bit.
- Surprise! Trying Your Hardest and Doing Your Best Doesn’t Work.
- Postpone a trustee sale in the blink of an eye
- The One man, "Good Cop, Bad Cop."
- Honesty IS the Best Policy
- Another Example of Reinventing Your Business Model.
- "Arm's Length" Buyer in a Workout... What's That?
- May(18)
- Real Estate Crash…No Problem for Our Clients
- A Dozen Indicators That Say You Need A Debt Workout.
- Don’t jump the gun, that’s what creditors want
- Successfully Navigating The Downturn.
- SBA Guaranteed Loans in Default: Local Seminars to Explain Your Options.
- Credit Card Victory
- An Easy Way to Understand How Bad Our Economy Is, and What You Need to Do to Survive and Prosper.
- Banker demanding six figures for assets, settles for $28K
- Two Secrets to Achieving Successful Workout Conclusions
- Don't Believe What You Read in the Newspaper; It Does Not Apply to You.
- Sometimes We Have to Throw a Hand Grenade Into the Kitchen!
- A Workout Is an Honorable, Appropriate, Responsible Solution to Loan Default.
- The Magic of a Workout
- Hunker Down, We Are In For a Roller Coaster Ride. PREPARE. You Must Act Now!
- Testimonial 1
- “Fair” and “Reasonable” In a Workout?
- Do Not Be Disappointed; The SBA Acceptance For An “Offer In Compromise” Is A One-Sentence Email.
- It’s Happening Again. Deja Vu. Banks Are Calling Performing Notes!
- April(17)
- A New Twist in Outsourcing Jobs. Beware... This Will Spread.
- "Small Business" Does NOT Mean 500 Employees and $10 Million in Revenue.
- Let's Talk Business: Successfully Navigating the Recession. The Book Is On the Way!
- If You Borrow Money From Your Family, You Need To Do it Right... For Reasons You Are Not Even Considering.
- You Must Inspect Your Employees’ Work Efforts For Measurable Results.
- Force Revenue — It Is Your Lifeblood.
- There is No “Wait and See.” There is No “Neutral.” If You Are Not Moving Forward, You Are Moving Backward.
- You May be Throwing Out Valuable Revenue...
- It Happened in Texas in the Late 80s: Bankruptcy Filings Spiked as the Economy Rebounded! What Can We Learn?
- Productivity vs. Overhead: A Battle That Must Be Won.
- If You Are Not Going Forward You Are Going Backwards. There is No Neutral. RELENTLESS PURSUIT is the Watchword.
- Sales Commissions May Not Be the Best Way to Motivate Your Sales Department.
- Assumption of Debt is Valid Consideration For Purchasing a Business… Use It.
- Testimonial 2
- The Long Haul
- Out of Capital? Running Below the Break-Even Point? Not Taking a Check? Admit It, It’s Dead. Bury It.
- Ownership. What Does It Mean?
- March(15)
- There is Always “Hair” On a Workout. Yes, Each Workout is Unique.
- Stop Pretending the Economy is Getting Better...do the debt workout.
- Pssst! A Warning to Married, Male Business Owners…
- Management By Wandering Around (MBWA). Do it. It Works.
- Divorce May Be a Great Asset... in a Workout.
- Breaking the Bank
- The Finish Line
- Post #700: It's Time For a New Plan and Action. You Have Waited Long Enough.
- Enough! Know When to Pull the Plug and Shut Your Business Down. It is Your Business, Not Your Child.
- An Invitation to Female Small Business Owners: Survival.
- Current but nervous?! Do the workout!!!
- Testimonial 3
- Be aware of the savvy consumer, you cannot fool them. They know what they want.
- Do not be disappointed, the SBA acceptance for an Offer in Compromise is a one sentence email.
- "We Have Written Your Note Off." So What?
- February(34)
- Female Small Business Owners: Where Are You?
- Beware of irrational behavior. There is no defense against it.
- Disaster loan is a disaster, debt workout and debt forgiveness is almost impossible.
- The Taste of Victory
- Passion, Good or Bad?
- Female Small Business Owners: Where Are You?
- “I am working with my bank and they are cooperating…” Forget it! Keep dreaming, it ain’t so.
- Deflation: A debtors' Worst Nightmare
- Eight facts often overlooked that you need to know about your customers to effectively sell to them
- The Banks Perspective On Collecting Receivables
- Reluctant Entrepreneurs: Necessity Driven, Not Opportunity Driven
- Join The Revolution – Small Business Debt Forgiveness Is The Answer
- Climbing the Ladder
- Knowledge Matters
- Need to workout defaulted debt with your bank? Stop believing your banker.
- Modern Day Honor
- Shades of Grey
- Our clients are so impressed with our results they become our reps and spread the word, helping us save America one business at a time!
- Sometimes it's Time to Go.
- The Power of Vacancy in a Down Economy
- Why bankers sometimes are so unwilling to compromise?
- Defaulted Bank Loan Workouts
- Mail-Call-Mail: The Right Way to Use Both Marketing Tools.
- Do not wait until you are completely submerged to do your debt workout. Act now!
- The Elevator Speech: Have One.
- The Dreaded Cold Call… Warm Up to It, It Works.
- Some small business owners do not get the basic concept of a debt workout. It is not you against them!
- The Power of Silence
- The Enemy Can Be Your Friend.
- A tough one: No mortgage on home and with a defaulted SBA debt in workout...what happens?
- Slow Growth May Mean Slow Death.
- It's Time to Adjust Your "To Do" List in a Major Way.
- A Demand Notice: The funniest part of default
- Enrollment: A Forgotten Art.
- January(32)
- Victory begins with a commitment to fight.
- Six Words To Guide You To Successful Management And Operation Of Your Business.
- When banks aren't responding to your requests, it's time to bring in the heavy artillery.
- When selling a business, do you assign the lease or create a new one?
- Is your IRA protected once you enter into a workout?
- Workouts: Modern day miracles, but are hard to stomach
- So it begins....
- Time: A Friend of the Workout!
- Credit Scores
- Losing the Small Fights
- Opting Out
- Tales From the Crypt
- How deep can debt forgiveness go when working out a defaulted SBA guaranteed loan (or a non guaranteed bank loan)?
- Debt Workouts are not a get rich quick plan.
- If you take cash from the till, you’ll pay later.
- Surviving the downturn, successfully emerging!
- There are three things that cannot be hidden: the sun, the moon and the truth - Confucius
- Inventory: Small Business Owners’ Achilles Heel
- Right of First Refusal? No, it’s a trap for the unwary.
- Vertical integration revisited: Gaining ground again. Is it right for you?
- The tipping point: Success in sight
- Cash Flow Break Even means sustainability and success
- There is hope. At least one of our corporate giants has demonstrated some level of commitment to ethical responsibility. Hallelujah!
- You have not taken a paycheck in how long? Let’s review the situation.
- Most of you are doing the same ole thing. Stop it! Haven't you learned your lesson yet?
- You have lost it all, are you going to allow it to happen again?
- You cannot even imagine the reasons banks are calling notes.
- Why are you paying so much in taxes?
- If you are still questioning the viabilty of social networking read on, it is unbelievable.
- A reminder: You must be able to walk away from a deal
- It is time for employee reviews…here is one way to do it, that is productive and meaningful.
- Service, service, service…and then more service, one sure fire path to success.
- December(37)
- 2009(281)
- December(28)
- Restaurants have been hard hit...here is a terrific workout success story
- Warning 2010 WILL be dangerous to your business health. Here is how to survive and prosper.
- It's a new year; here is your ONLY new year’s resolution.
- It’s Christmas and it has been a brutal year for small business owners, here is what you need to do.
- Follow your gut, your instincts are seldom wrong.
- Newspapers are dead or dying. A different way to develop a media buzz about you.
- Once again, there is no limit to the credit card companies and banks arrogance.
- The ultimate politically correct holiday greeting, what ever happened to straight talk?
- Free samples..... Be innovative, it works.
- Too good to be true? Our workout strategies are very good and very true.
- In a workout situation, it is NOT the bank's goal to support your growth and development so you can pay them back.
- If your goal is wealth accumulation, you may be shooting at the wrong target. Here is how to succeed.
- It is arithmetic folks, do the math… again. What choice do you have?
- Another word for a debt workout – a controlled train wreck!
- "The ultimate measure of a man is not where he stands in moments of comfort... " Dr Martin Luther King Jr.
- Shortfall liability in a short sale must be forgiven by the banks.
- There is business out there... How to get it!
- Managing your debt... it is really a waste of your time.
- It’s a tag team match, us and our clients against the Credit Card companies, and we are winning.
- Yes the SBA will sue you in Federal District Court, liquidate your house and garnish your wages forever, if you do not work this debt out.
- Saving America, one business at a time.
- An SBA guaranteed loan workout can fail because the ‘offer in compromise package’ was not designed appropriately even though the offer amount was probably acceptable.
- Landlords and small business tenants, you are both in the same boat, pull together for success. Here is how.
- Doing business just to keep your employees employed? Noble idea, but a failing strategy
- How to successfully buy or sell a business in this down economy
- Workouts do not allow for many important financial and lifestyle expenses.
- Franchise workouts, a different beast but it can be done.
- You do not have to be dead broke to do a workout.
- November(41)
- You have a right to be represented by an expert workout consultant with Power of Attorney. We are fighting this important battle for you all.
- Get back to running your business, doing what you do best. Leave the workout to pros.
- Men work, that is what they do. But in this economy you must learn new skills, or perish.
- What makes the right customer gift? What’s in it for you?
- What? An increase in new business openings. Are they crazy? NO!
- Pretend you are opening a new business…today. Stop praying for a miracle.
- "One farm at a time"... saving small businesses and their owners from the financial meltdown.
- Borrow only what you need, and make certain your business plan makes sense.
- Enough complaining, we all have an enormous amount to be thankful for.
- This is how a small business owners should celebrate the holiday season.
- Videos on debt workout and solving difficult business problems…at last.
- Post No. 600: A Tribute to our Clients who have Fought and Won
- One reason why a third party expert, a consultant, can accomplish more than the borrower.
- Turn defeat into victory!
- Taunting the Bull.
- Allies from the other side.
- Fail proof new product and service development...for pocket change.
- Hold harmless and indemnification agreement. Whaaat?
- Ok, so you lost your business and cannot find a job. Start another business.
- We found the enemy... and it is us. Part 2
- It’s true, some small business owners are doing better. Why?
- Working 24/7 and proud of it? Don't, it's a mistake.
- Make your employee cuts as deep as necessary, before all your employees are out of work.
- Yes, you must be in default to enter into a workout negotiation, universal default!
- Reminder:The collateral and your business is YOURS until the bank forecloses. Act accordingly.
- You have a responsibility in a workout to present yourself in the light most beneficial to you.
- Would you do your own brain surgery? Then do not do your own workout.
- Hard money loans, what is it all about?
- You are just going to wait and see what happens! Are you serious?
- Wage garnishment, what's it all about? Really.
- When does the collateral become the property of the bank?
- It is official, there will be no Black Friday rush or Christmas retail bonanza this year.
- I do not believe in BPO's (Brokers Price Opinion). Do not get caught in this trap.
- Being inspected by a Federal Judge... we won.
- Is it true some properties cannot be appraised?
- Clear communications, is it asking for too much? Apparently so.
- Clear Communications. Is it asking for too much?
- Why do I offer to fly in my interested potential clients to meet us?
- What bills to pay when there isn't enough money to go around?
- We Fought the Department of Justice in Court and Won Hands Down. A 100% victory.
- Is the Department of Justice Now Handling the Collection of your Debt to the SBA?
- October(29)
- Can you strip off a subordinate SBA lien or mortgage to sell the property?
- It is time to fire some of your clients
- Do not hide out. The importance of clear and direct communications and follow through.
- The Deparment of Justice, better called the Department of non-Justice.
- Reduce your rents: Landlord negotiating logic
- The single most self destructive force in an entrepreneur’s life
- Fifteen months, 3 lost sales, and we are just now getting someone to talk to us.
- Does The SBA collect equally amongst partners?
- Do not water down your mission, specializing works.
- Check it out: In the trenches at Second Wind, what happens in the back room, where the workouts happen.
- Let me remind you again, employee productivity is critical, especially in our downturn economy
- Mortgage modifications do not work
- Why do banks cancel foreclosure liquidation auctions?
- Beware of asset protection strategies, if you are in default on a loan, there are better ways of protecting yourself.
- When discussing a debt workout offer and compromise, never use a range of numbers.
- You are in default and you own a valuable minority position in real estate.
- They charged me for the chips and salsa. Penny wise and pound foolish
- The Red Sox and Patriots lost this Sunday, Why? It’s not what you think and it applies to your business.
- Shortfall liability on a short sale
- Yes, you can do a short sale even with SBA or IRS liens on your home
- What and why do Banks bid at auctions for your assets and the effect on the borrower and guarantors
- Presentation strategies, forget the PowerPoint, the value of you.
- Please stop believing your Franchisor's projected numbers, do your own due diligence.
- When you have a minority % ownership of real estate, when in default of an unrelated loan… a defensive strategy.
- A reminder: You must be able to walk away from a deal
- What happens to an SBA loan when you file for bankruptcy?
- Business decisions are exactly that, not moral or ethical issues.
- The benefit of your file collecting dust in a workout negotiation
- Landlord release: a possible benefit
- September(23)
- There should be a law against time and materials contracts.
- Customer experience, the newest focus.
- Our debt forgiveness strategy, the only Small Business Bailout program available, and it works!
- Debt forgiveness, providing a second chance for small business owners.
- Solving difficult business problems, building profitable business organizations.
- Lessons learned from small business hand to hand combat figuring out what works and what doesn't work.
- A debt forgiveness workout requires a leap of faith. Leap, we will catch you.
- Assignment of notes or contracts... the strategy.
- How lawyers sometimes inadvertently prevent business conclusions.
- The Banks will not negotiate debt forgiveness for a defaulted SBA guaranteed loan, unless...
- How long does a loan have to be in default before foreclosure auction occurs?
- What are you waiting for, workout your debt now! Bankruptcy is NOT the only bailout plan for debt forgiveness
- Unique insurance for older buildings
- Profits are being squeezed by more than just reduced revenues; it’s a new buying attitude.
- You cannot afford to be the bank for your clients…do the math
- What not to do in a debt forgiveness workout negotiation, and we see it all the time.
- How to negotiate a debt workout when your lender is vehemently opposed to settling?
- One sixth of all construction loans are headed for default...call us quickly, we have a plan.
- Second Wind Consultants take their small business bailout plan, a debt forgiveness battle, to the streets…in MA and NH.
- Don’t attempt to negotiate debt forgiveness in a workout situation. There is a better strategy.
- Up sell…down sell…. works with more than just French fries.
- The hidden power of the second UCC position. Be careful.
- The importance of attention to detail, the zen affect.
- August(13)
- IRS non-collectible status? Good news, not really.
- You say the SBA does not have a mortgage or lien on your house so ‘its safe!’ Not so!
- Lets have a party!…and improve your business.
- Going for the business home run!
- Who ever said 2%10 net/30 is a requirement? What are your invoice terms?
- Orphan products? A new key indicator?
- Retailers, wholesalers, everyone….be prepared, there will be no Christmas this year.
- NY dealers pull out of clunkers program
- "I do not have the time to do what I need to do, I am to busy doing less important tasks"
- Use your resources, equipment, employees, facility, as much as possible!
- New financing contingency protection when purchasing real estate!
- SBA Offers in Compromise: The rules are changing for debt forgiveness!
- 6459 business close in Connecticut during the first 6 months of 2009! Debt workout would have saved many.
- July(17)
- What is really happening with our economy...these experts offer you their opinion.
- Logo Graphics….reasonably priced, great results.
- Success is based on disciplines practiced daily.
- Minimum wages up to $7.25, July 24. If that hurts, don’t worry, you won’t survive anyways.
- Ok, your small business has ended and you have to get a job, how do you do that?
- Does your business have the ‘most of something’? If not, get there. Now.
- What should you pay your employees and yourself?
- Yes we now do debt workouts for credit cards as well as secured bank debt.
- Enough with the insurance companies beating up the health care industry, this is what you do about it.
- A new SBA excuse not to settle, future potenial earning power….dangerous ground, they are getting desperate.
- SBA answer in an hour!!!! Fast Food service for loan workouts!!!!
- When entering into a workout, you will probably be sued, with a judgement entered. So what.
- "Where have all the leaders gone?" Lee Iaococca
- Watch this video...It is July 4th, it is time for the second revolution, here is your invitation...show up!
- What happens when a bank refuses to accept an Offer in Compromise for an SBA guaranteed loan?.
- Bankers occasionaly make emotional decisions.
- Read this if you dare...the SBA personal guaranty. Yes hard to believe.
- June(29)
- Post #500, a milestone: 50 ways to succeed….what works.
- Fee structure must be redesigned to adjust for todays economic and business conditions.
- Managers manage systems, systems manage employees.
- Small Business Owners are not talking about their financial problems. It is time to come out of the closet and get help.
- Bankers are demanding defaulting borrowers liquidate their IRA’s and 401K’s to pay down debt?? Outrageous!
- Here I am, more web 2.0 locations, its beginning, check me out! Facebook, Tweeter, YouTube, blog
- Fathers Day Post #3: What motivates a small business owner?
- How deep are your cash reserves?
- Want to buy or sell a business? Remove the debt first.
- The Market Ticker, by Karl Denninger, an extreme view of business world
- A workout plan, how can I be sure it’s going to work out? What’s my guaranty?
- Now what do you do with your IRA, 401k, and 403b?
- Some of you are holding on to your business way too long.
- You cannot ask the bank if they are willing to reduce your loan.
- Credit card debt does not go away...you must work them out
- Outselling your competition, when they have advantages over your product or service.
- You must take risk to succeed.
- SBA does it again, disaster loans are a disaster, another bad deal.
- Yes the banks can be very incompetent.
- The answer to the age old question, what does a salesman sell?
- Why do banks resort to foreclosure auction, when it yields the lowest return?
- New release on SBA Recovery Capital loans (ARC). Another silly SBA program.
- I am Tweeting….follow me…lets see if this web 2.0 social networking thing works.
- What can a bank do to liquidate collateral for a defaulted loan?
- Not what you think they want... but what they need!
- The Rule is: first secured priority wins... subordinate debt loses.
- I am doing it…twitting… web 2.0…follow me if you dare.
- SBA have you forgotten your mission…again?
- Has the SBA completely lost their mind? I think so.
- May(26)
- Protect your liquid assets, if you are in default take your name off your family accounts.
- The latest bank trick for landlords in default.
- Locked onto the headlights of an oncoming truck....looming disaster.
- When challanged by overwhelming debt, like in sports, you have to put the ball in play for something to happen.
- Should I start a new business in the middle of a recession? Of course!!!!!
- Wake up SBA! The new Cobra supplement package should cover ALL small business employees.
- Let your customers determine your product mix and price points… not you.
- Web 2.0: Blog, Twitter, Facebook, YouTube…Social networking!
- Think twice, perhaps you should NOT attempt to preserve your business opportunity. In fact, get out while you can!
- Walk don’t run to greater success
- Be careful. Banks are shortening their default requirements for SBA guaranteed loans in default.
- American Small Business League, fighting our battle.
- We will fly you in to meet us.
- Something good is happening at the SBA. Offers in Compromise are being turned around much more quickly!
- Yes, it is going to get worse, further erosion of small business credit...prepare.
- Signs of love from the SBA on the workout side...but it won't work, it's the wrong answer.
- America's Love Affair With Malls Is Over
- Seller Financing Has Two Hidden Advantages
- Going Concern Value Is A Mystical Concept When The Business Is Not Profitable
- Banks And The Credit Industry Are Busy Taking All Our Rights Away
- If you can't pay...don't!
- One Way To Increase Revenue During This Recession
- One Small Businessman Who Gets It
- Why are the Yankee-Red Sox games usually so exciting? What does this mean for your business.
- The SBA Drives Another Stake In The Heart Of The Small Business World
- We Can Save Your Business, Your Home And Your Lifestyle
- April(24)
- It's not working. The SBA cannot even give money away through the banking system. Seller financing is the answer.
- Obama doing too much? A perfect example of how well flat management works.
- The banks are doing it again, trying to deny you your right to representation.
- Take the judgement, whats the difference
- What motivates your banker? Embarrassment and fear of losing his job!!!!!
- Welcome to the future. How social networking works for small business.
- How to implement successful action plans…
- Design an effective training program and most of your employee issues are over!
- Throwing good money after bad…
- Understand what a UCC does and means.
- The fox, your banker, is in the hen house... again and you opened the gate and invited him.
- The Most Valuable Reward Possible For An Employee Is Not Cash
- Workout Help is on the way... Our small business bailout program now has direct representation in Florida and New England, other areas soon.
- Follow up failure, a curable disease. Increase sales revenue dramaticaly, with little or no additional cost.
- The Real Effects Of The Economic Meltdown
- A small business bail out plan....that works. Based on debt forgiveness, it's as good as cash.
- If In Default, Change Banks And Accounts Today
- Quality And Good Deals Are In, Frugality Is Chic
- You should have already made the necessary downsize adjustments, now what?
- What is the collateral for your loans really worth?
- Getting Paid To Manage Your Own Workout
- Admit mistakes, do not make up stories, tell the truth to the bank in a workout.
- A More Effective Way To Organize Your Office Plan
- Its not automatic, the SBA offer in compromise process REQUIRES bank support
- March(22)
- The Only Small Business Bailout Plan Available
- Trust but verify…. always, but definitely when buying a business.
- SBA to the rescue!! More money available for existing SBA borrowers having trouble paying their SBA guaranteed loans. Just what we need!
- What to Expect in this Economy and Why
- Lost your business? It may be time to turn your hobby into your next business!
- What we can learn from the greatest entrepreneur of all.
- SBA encourages participating banks to provide payment deferrals. If only it were so!
- Why your trade magazines are one of the most valuable tools imaginable.
- Obama's new initiatives from SBA, our bailout plan!!! It does not look very bright.
- Managers manage systems, systems manage your employees.
- Why an LLC?
- Some Bankruptcy Courts Are Making Debtors Pay Credit Card Debt
- How often do you do cash flows? Hourly, daily, weekly?
- What It Means To Reinvent Your Business
- What Is Preventing You From Being A Good Manager?
- Who Gets The Cash From The Liquidation Of Business Collateral?
- Auto Expenses Can Be A Very Valuable Tax Write Off
- Determining A Reasonable Offer In Compromise
- So you have lost your high paying job....and cannot find a new position....what next?
- #400....Unprecidented opportunity exists during this economic meltdown, for those who see it... and act.
- Here it is, our non-profit format…
- Surviving this economic downturn requires a second bid, or third or fourth, we are in a massive downturn, competitive bidding is a neccessity.
- February(13)
- Too much gloom and despair...it does not do us any good.
- Enough with the law suits, there are better ways to resolve issues.
- Social Media Works In The Business Arena
- Renegotiate your lease….you have no choice, nor does your lessor.
- Your relationship with your banker with a defaulted SBA guaranteed loan.
- The tragic flaw of an SBA guaranteed loan.
- New Borrowing Opportunities For Women In Business
- Sleep On Your Decisions Before You Commit
- We have created a non-profit business, DEBT RELIEF SERVICES INC., to provide debt workout services for business owners who have lost their business.
- Be forwarned, be very careful, curent economic conditions can result in extremely bad decisions.
- Facebook Is The Next Wave For Business Application Potential
- Delegating With Authority Is The First Step To Flat Management
- Downsize even if you are still expanding, holding steady, or losing ground!!
- January(16)
- Reinvent Your Business Or Perish
- Who rejected your offer in compromise for a defaulted SBA guaranteed loan workout?
- NO Business Will Escape This Downturn
- The Only Answer Is A Debt Workout
- Buy The Assets, Not The Business
- The Tax Man Has A Heart!
- Do not make this common mistake…’exaggerating’ your financial condition on a bank loan application
- If You Are Not Taking A Paycheck
- There Is A Bailout Program For Small Businesses
- A Low Investment, Recession Proof Business Opportunity
- Surprise! No negative credit issues from defaulted SBA guaranteed loans!
- Business Bankruptcy Is Not The Way To Go
- Acheive Growth In A Downturn By Claiming Your Expertise
- Capitalize On Your Unique Skills And Experience
- Some Industries Will Not Recover From This Meltdown
- When in default, do not believe your banks threats or instructions are in your best interest! Ignore them, do what is best for you.
- December(28)
- 2008(228)
- December(15)
- Entrepreneurs Are Unemployable So Make Your Business Work
- The Next Subprime Mortgage Default Tsunami Will Affect Business Owners
- Before you file for bankruptcy, consider this alternative.
- Talk to your customers, they are your ‘lifeblood’.
- There's no need to feel bad about defaulting on an SBA guaranteed loan, you're covered!
- Are you invincible? No? We must take care of ourselves and our families.
- Let’s face facts, you are probably focusing on the wrong part of you business.
- You have no option, stop contemplating and act. Change is required...now!
- Unlimited vacation time, your own work schedule... it works! So they claim.
- Invade your 401K for your business? Bad idea, but can be done without a 10% penalty or being taxed on the withdrawal.
- Anything can and should be renegotiated in todays down economy. Do it.
- What percent of your revenue should be allocated to payroll?
- Yes, the seemingly impossible is possible! SBA workouts can go very well indeed. Two recent examples.
- Small Business owners need to consider adding charitable giving to their program
- Real Teamwork, Tremendous Results
- November(27)
- How To Survive This New Business Environment
- Made in China vs. Made in America….is there a choice?
- Successfully compete against the Big Box stores and major competitors.
- The biggest mistakes made in downsizing.
- In A Workout, Your Lenders Do Not Care What You Want
- Business Etiquette 101
- Everything Has Its Price If You Dare To Find It
- Have your business inspected….its a ‘must do’.
- Cannot make payroll? What to do.
- Be More Profitable In An Hour – All You Need Is A Pencil!
- Arbitration clause vs. Litigation....which one is best for you?
- So Many Closings, So Much Opportunity
- The Essence Of A Turnaround
- 'The Turnaround Kid'...How he does it.
- Dozens of restaurants closed, one with lines waiting an hour or more.
- What a surprise, the bail out program for the home owner is a bust!
- Stop paying your mortgage and credit card debt…immediately!
- Modifying Your SBA Or Bank Loan...Not The Way To Go
- An effective low cost guerrilla marketing program for local markets.
- How Much Money Do You Want?
- How To Successfully Introduce Technology To Your Employees
- Successful Management Requires Written Systems For Everything
- SBA loans can be dangerous. Be careful.
- This Election Was All About CHANGE – Perhaps You Should Follow Suit
- Succession training, how are you doing it?
- Are you protecting your customers deposits?
- Pre-emptive workouts, the secret path to survival, for those who know...you have no viable option.
- October(31)
- Female Business Owners, Call Me For Help!
- Successfully reaching the decision maker… around the ‘gatekeeper’.
- You Can Break The Contract If Your Franchise Is Not Working For You
- Why You Shouldn't Try To Make It Up In Volume
- Productivity Is A Concept That Must Be Mastered
- How long will this 'recession' last?
- Be Positive And Defeat The Downturn
- The Parts May Be Worth More Than The Whole
- Tipping, its completely out of control...maybe its an opportunity that can benefit everyone.
- Do not take any advice or direction from the bank with an SBA guaranteed loan or from their attorneys.
- Believe It And You Can Do It
- Get Over Your Fears About Home-Based Employees
- Cross training. I never see it anywhere and it’s so important.
- Accounts Receivable Collections – Part 3
- Brokers, There Are Huge Opportunities In This Down Market
- Corporate greed must come to an end…now!
- It's Time To Buy A Business
- Co-signing a guaranty to the SBA or any note. What does it mean?
- Don't listen to what they say, there is definately mortgage money available even if your score is not perfect.
- Don’t just order an appraisal, its not a loaf of bread…get what you need.
- Creditors Are Suing First And Talking Second
- In These Mad Times We Cannot Forget The Importance Of Humor
- If You Must Perform Debt Workouts For Your Clients, Let Me Help You
- Stay In Constant Contact With Your Clients And Prospects
- The fourth quarter is coming…the Christmas quarter, are you ready?
- Cash Is King And Debt Is The Assassin
- Post # 300! Its time to act, it is clear our economy is in for a rough ride.There is much you can do to protect your business.
- Choose What By When Over ASAP
- The new bank bail out plan has a surprise sucker punch in it for the borrower.
- Why Worry About Your Credit Score When Faced With A Workout?
- You Must Be In Default To Enter Into A Workout Negotiation
- September(18)
- Any Decision Is Better Than Indecision
- What ever happens with the Bank bailout plan...prepare yourself, its time to act.
- If you are in business, you are an expert…write a book!
- Joint Ventures: A Path To Additional Profits And Revenues
- Why you need a business plan NOW, even though your not a start-up.
- Bank bail out plan, doesn't sound good for the borrowers, again.
- Bank failures, mergers and takeovers and the new government backed workout plan creates opportunity for defaulting loans.
- Smile, Your Employees Are Watching
- If increasing gross revenue is resulting in less net profit, something is wrong, do something about it!
- Are You Managing By Leading Or By Doing?
- The appropriate 'mindset' for a workout
- Waiting for the IRS lien to attach before you act...are you nuts?
- Are Debt Workouts Too Good To Be True?
- The worst employee problem: "one bad apple spoils the entire bunch" theory, it’s true.
- Do it now, decrease your costs, increase your selling prices. What are you waiting for?
- Bankruptcy May Not Be Your Best Option
- Coping With The Increased Costs Of Doing Business
- Deming says eliminate employee incentives, reviews, quotas. Thats different!
- August(20)
- Business Negotiation Works Better Than Litigation
- We may have to sue the bank to get their attention!
- The banks are calling notes, not extending or rolling notes over and are foreclosing, rather then working with you. Are you ready?
- Workouts Are Business Negotiations Not Legal Issues
- Debt Workouts For Boat Owners
- Workouts May Be The Answer To Your Truck Debt Problems
- An incredibly effective collection agency, which actually collects, who would believe it?
- Tax planning and asset protection…run your business out of two organizations.
- I Can Teach You How To Run An Effective Business
- Leadership Skills Are Forged In Times Of Crisis
- Deming’s 14 points (and 5 (7) diseases to avoid) which made Japanese industry the worlds leaders.
- W. Edwards Deming, credited with turning Japanese industry into world leaders, tells us how to do it here.
- Three Rules For Successful Marketing
- Profitable corporate social responsibility…..possible?
- How to determine if your marketing message will work.
- The handwriting is on the wall, banks are toughening their position with commercial loans, especially SBA guaranteed loans.
- Eleven misconceptions and requirements regarding the IRS, you must understand to succesully work with them to resolve your unpaid tax debt.
- I hear people blaming the current economic downturn for their declining revenues and profits. Do something about it. This time it could be fatal.
- Its called the Long Tail, the next business revolution, and its already begun.
- Thank you and goodbye Manny Ramirez, and what the Red Sox can teach business owners about "team"?
- July(18)
- Inspecting your managers, a crucial excercise in a flat (or pyramidal) organization.
- Ask for referrals?…..we never do, and what a huge mistake this is.
- Testimonials are critically important in closing sales. Here is how to do it!
- Advertising does not work overnight
- The biggest intangible issue interfering with success….ego
- SBA guaranteed loan workout myths....do not believe everything you hear
- We are not experiencing a cycle. Business, as we know it, is changing...will you survive? Two approaches to prepare.
- Thinking Of Borrowing Money From Friends Or Family?
- When to hire and fire… expansion and contraction. Simple rules.
- The company picnic, a very important event. Do not overlook it.
- The economy is depressed, overhead is skyrocketing, sales are declining, profit is shrinking. A self evaluation survey to determine if you are prepared to SURVIVE!
- The dangers of growing too fast. Some issues you may have to deal with.
- What is your business worth when it comes time to sell it?
- We Cannot Do Our Best Alone
- Do Not Forget To Celebrate The Victories Both Large And Small
- Don’t Lower The Price, Increase The Perceived Value
- What Can A Business Owner Learn From The Declaration Of Independence?
- Paying It Forward Through Free Consultation
- June(18)
- Issues To Consider When Using Direct Mail As A Sales Tool
- A new slant on team work…I have changed my position.
- How to Design an Effective Commission Rate
- Don't Let Debt Collectors Harass You Over The Phone
- Classic mistake: make your best sales person your next sales manager.
- Whats wrong with new business start-ups? Too many fail.
- Its Fathers Day and I report again. My family is run as a flat organization and it works. Perhaps your business should be flat also.
- Every small business owner needs a board of directors, or at the very least a mentor, a business consultant, someone to "do it" with.
- Inspirational quotes from business leaders who have been there and have done it.
- Stop pretending, avoiding reality and fooling yourself… get real face the facts and make the tough business decisions.
- A New Challenge In Bank Workouts
- Do You Need A Lawyer For An SBA Workout?
- A free detailed guide on how to write an excellent business plan
- You Need An Exit Strategy
- Find a market niche, exploit it and it becomes your competitive advantage.
- Seven steps to successfully handle complaints.
- Sales people cannot be allowed to manage themselves. They must be managed.
- Promote from within and train them to do the job.
- May(11)
- Customer service can be effectively trained and delivered.
- Warning…your old credit card debt may be uncollectable.
- Yes you can do something today to lower your high interest rates on your credit cards.
- Tell the truth, the whole truth, nothing but the truth….it works.
- "Choice of one", no options or alternatives, a much more effective sales strategy.
- Credit card customers are outraged at the credit companies.
- Striving for excellence or perfection, which is the right goal?
- In times of drastic change, opportunity abounds...for those who see it.
- A Blank Book and My "Man Purse"
- Beware if you ignore the IRS, they have some very powerful and damaging collection tools, levying your checking accounts and accounts receivables.
- In a workout situation, if Plan A fails, Plan B is better.
- April(26)
- IRS Offer in compromise or a payment program, choose your poison, but not both.
- If your business has tax liens...can you sell it or its assets to immediate family members?
- No means yes…just not now. How many rejections until a sale is made?
- Equity sharing as a way to provide incentives for managers to reach goals.
- Negotiating a reasonable workout with the lawyers suing my clients, a lot better then litigating.
- What ever happened to personal standards and how does this affect your business?
- Workouts are a moving target. Be flexible and realistic, affordable losses is the goal..
- If your business is not making you money, its not worth saving...Kill it.
- Alter Ego companies, fraudulent transfers... this will not work when hiding assets from the IRS or bank.
- What! As an owner you pay taxes on your paycheck! Why? You may not have too.
- #200: Business owners must lead, follow or get out of the way. Holding the course does not work.
- Buying Out A 50-50 Partner, Fairly and Easily.
- How to implement change...the most difficult task there is.
- What to look for when hiring a business consultant.
- What to do if you get an IRS agent who is overly aggresive.
- Merchant Cash Advances, they sound good...but beware, they are dangerous.
- Environmental pollution clean-up issues to the rescue, sometimes a blessing in disguise for the small business owner in debt trouble.
- The business office, the next frontier for environmental responsibility
- Customer service or price discount, which way works best for you?
- Where is the cash, most small business owners ask?
- Add a video to your blog or web site, talk personally to your market place..
- You chose to be a business owner, laugh at your mistakes, its only money.
- State and regional trade shows, a huge small business marketing opportunity, usually overlooked.
- 941 tax workouts and responsible person payments...the "source of funds" issue.
- Establishing small business lines of credit… no matter what your personal credit may be.
- Put it in writing, handshake or oral agreements do not work.
- March(11)
- Do not hide behind your lawyer, accountant, or consultant, your hired guns...Meet with the IRS, your bank and other secured creditors and lenders, it's critical for a successful workout.
- File A Homestead Declaration Today
- Why do business owners accept continuous losses and eventual self destruction?
- Most business owners deliver an excellent product, but know little about running a business. This is what you need to know.
- Do Your Workout At Your Weakest And Worst Moment
- Reduce Your Mortgage Payoff Amount And Time By Half
- In times of economic downturn, debt is the enemy. Do a pre-emptive workout before its too late.
- Create a flatter more successful organization with a "what by when" management approach.
- Banks will settle for less, its a workout.
- Facing foreclosure? Loans are available if you know how and where to look and what to do.
- The danger of negotiating debt workouts one issue at a time
- February(17)
- More about flat organizations vs. traditional pyramid type.
- Debt workout vs. Bankruptcy, a frequently considered comparison
- Turning A Workout No Into A Yes
- Workouts Require Speedy Decisions And Implementation
- How a workout works between secured debt, unsecured debt, tax debt.
- Identifying The Need For A Workout
- Doing Business With The Same Vendors After A Workout
- Debt can be your best friend, or your worst enemy.
- Tax liens, unsecured payables, secured debt, credit cards, bank debt: the big five, we can fix this.
- Selling Short, an excellent strategy that turns foreclosure into a victory.
- Flat management practice, ask your managers to draft their own dept. business plan and budget.
- These brokers provide valuable services… trucking and shipping brokers and public insurance adjusters, use them.
- An alternative solution to your employee problems, hire the young, the elderly and mothers.
- Closing your business? Plan to allocate adequate cash to your own needs.
- Horizontal or vertical expansion, which is best for you?
- Expand the invoice…improve your bottom line.
- There is always room for the highest price
- January(16)
- Sub-contractors nightmare, slow or no payment from the general contractors.
- What to do in a plunging market.
- Ad specialty items…can be very effective if done correctly.
- Public Relations, the forgotten piece of the sales and marketing program.
- Scheduling vacations over Christmas, New years and July 4th, a bonanza for everyone.
- I challenge traditional discount strategies and practices.
- Become an expert! Jumpstart your business development.
- Warning There Is A Hidden Trap In Debt Forgiveness You Must Be Aware Of
- Important Terms To Include On Invoices
- Successfully collecting receivables requires a system.
- Do Not Meet With The IRS Without Experienced Representation
- Presenting financials that tell the story you want to tell.
- Insurance, everyone hates to pay the bill but loves it when it pays you.
- Lending Vs. Investing In Your Business
- How to successfully work a trade show, the best and most cost efficient marketing opportunity of the year.
- Green works, (environmentaly friendly green), organic works, alternative energy works, its the way to go, get on the train.
- December(15)
- 2007(137)
- December(14)
- The next step in developing your web site into an extremely powerful sales tool
- A Startup! A new business plan! A new business is being born. Prepare.
- Eliminate The Fatal Habit Of Unnecessary Errors
- Do you share your private financial business information with your employees?
- Opposing Views On Designing Your Business For Growth
- More about structuring a 50-50 partnership… successfully
- Time management, the one rule you need to know.
- The Current Mortgage Crisis Does Not Require Government Intervention
- Business owners should buy the real estate and the machinery and rent it to the business. Here is why.
- Tell Your Creditors You Cannot Pay Them
- Is your management format flat or a pyramid?
- The Internal Organization Required For Business Success
- Borrowing to pay debt...don't
- The worst excuse for failure imaginable, but so common, "the economy is bad..."
- November(21)
- Foreclosure, even if you are current? Welcome to the world of technical default
- The importance of custom designing by-laws and operating agreements.
- Successful Business Is All About Creating Successful Teams
- What Services Should Your Accountant Be Providing?
- The virtual business, big business does it, its time small business consider this strategy
- What Should Your Business Be Earning?
- Do Not Operate As A Sole Proprietorship Or Partnership
- The mission statement, do you have one?
- Key Indicators and accountability again….the driving force for another great success
- Closing more sales. Its hard work.
- Job descriptions, rarely done, a must do.
- Whose in control here? The danger of co-owners, managing together..
- Rudi Giuliani tells us the first steps in designing a successful turnaround program.
- A Guide To Home Office Tax Deductions
- Your Attitude Affects Your Business
- The First Rules For Debt Workouts
- Independent Contractor Vs Employee Status
- Not Satisfying Promised Incentives Is A Management Error
- Do not underestimate revenue or overestimate expenses, on your projections.
- An IRS Agent Can Be A Wolf In A Lamb's Suit
- How Many Vacations Have You Skipped?
- October(14)
- The 3 most important consultants you have….your employees, your customers, your suppliers and you are probably not listening to what they have to say.
- Raise the cash first, then launch the business
- How to organize and implement a quality business meeting program.
- What makes an average salesperson a great one?
- The Knock-Out Strategy For Credit Repair And Financing
- #100: The Language of business are its numbers…learn to understand and use them.
- Yes there is an alternative path to borrowing, other than from traditional banks.
- Your Most Likely Source Of Quality New Business
- Flextime Can Work For Everyone
- How Do You Distribute Weekly Paychecks?
- The 50-50 Partnership, a Recipe for Disaster
- Its time you paid attention to the details of corporate requirements and formalities, or you may be sorry.
- Growth And Development Is Impossible Without New Capital
- Empathy – The Newest Sales Technique
- September(15)
- The Quick Response Strategy, a small business power move.
- Bill Paying And Cash Control Strategies That Work
- Your lawyer and the "litigation bluff" as a business tool.
- Call Volume Is The Single Most Important Factor For Increasing Sales
- Negotiating Strategies,show all your cards…it works.
- Cash is not the only or best way to provide incentives for your employees.
- Reduce The Workforce To Increase Profitability
- The offer in compromise with the IRS…does this strategy work?
- A perfect example of why we need key indicators. Management with information.
- Credit Repair then re-finance, the one-two punch...a knockout! An answer to all the barriers preventing your refinancing or obtaining a mortgage!
- Victory Is Not Just About Winning
- Never, ever accept your banker's turnaround referral recommendation.
- It seems no one conducts inventory control or even cash control anymore…are you all nuts?
- The Right Discount Turns Inventory Into Cash
- Profitability Before Revenue
- August(42)
- Do it yourself: Everything you need to know to resolve unpaid 941 payroll tax issues.
- Increase Your Market Share By Buying Your Competition
- Building A Successful Business Through Networking
- Don't Leave Business Decisions Up To Your Lawyer
- When To Make The Callback
- Made In America Is A Competitive Advantage
- The Dilemma Of Bad Advice From Trusted Advisors
- The Power Of The Self-Serving Memo
- The Alternative To Subprime Lending For Poor Credit Borrowers
- Lower Your Tax Bill By Planning Instead Of Cheating
- The Non-Compete Agreement As A Business Strategy
- Create A Handbook Your Employees Will Want To Read
- What can be done to workout a defaulted SBA guaranteed loan?
- The Stairway To Business Heaven – Ten Steps To Success
- Read It And Weep – The Lack Of Employee Productivity
- The Power Of A Personal Presentation, A Necessary Strategy
- Success Requires A Vision
- Relationships Are The Heart Of The Sale
- Thank You – Two Little Words Everyone Forgets
- Firing A Problem Employee Benefits Everyone
- Let Go Of Unsatisfactory Employees
- The Big three…Incentives, Training, Reviews… combined a Career Path
- The Equation For Guaranteed Success
- Training Is The Final Solution To Your Employee Problems
- Who Is The Responsible Party In A 941 Tax Default?
- I Wish You Discomfort As A Sign Of Progress
- Be A Man And Treat Her Like A Woman
- Performance Reviews Are a Necessity That Benefits The Employer, The Employees And The Business
- What Can Be Negotiated In A Workout?
- The Cure For Stress Caused By Your Business
- Choose Your Credit Repair Specialist Carefully
- A Low Credit Score Can Be A Barrier To Your Success
- Don't Schedule Yourself Into Failure
- The Job Of The CEO Is To Plan, Train And Review
- The Key To Growth Is Seldom More Equipment
- Selling To Major Chains And Large Distributors May Not Be Good For Your Business
- Be Your Own Broker
- What To Consider When Selecting A Business Or Trade Name
- Teamwork Is A Word Frequently Used But Often Misunderstood
- Everything You Need To Know About Resolving The Issue Of Unpaid 941 Payroll Taxes
- You Shouldn't Do Your Own Workout Any More Than You Should Do Your Own Brain Surgery
- Trade Overtime For An Incentive-Based Reward System
- July(12)
- Avoiding The Marital Problems That Come With Workouts
- Hold Your Price And Discount Carefully
- Price Negotiation Is Not Always The Best Practice
- Projections Are Your Crystal Ball
- Know Your Key Indicators, The Pulse of Your Business
- Incredible Words Of Wisdom By Goethe
- How Do We Create Lasting Change When Old Habits Die Hard?
- You Failed To Pay Your Payroll Taxes So Now What?
- Indecision Is The Worst Decision Of All
- We Want Net Profit Not Gross Revenue
- The Mystifying Concept Of Budgets
- Lack Of Adequate Capital Will Leave You Spinning Your Wheels And Getting Nowhere
- June(8)
- What Is The Deal With Working Out Credit Cards?
- The Results Are In, Small Business Can Compete!
- What’s Your Guarantee To Your Customers?
- QuickBooks Can Be The Answer To Your Accounting Issues
- Thank You To My Dad On Father's Day
- Don't Waste Your Dollars On Worthless Advertising
- Don’t Believe Everything You Hear About The IRS
- In The Immortal Words Of Pogo, We Have Met The Enemy And He Is Us
- May(2)
- April(3)
- March(6)
- December(14)
- 2012(38)
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