restructuring Solutions for All Businesses

Resolving business distress, preserving value.

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Debt Resolution & Business Relaunch

Preservation of Business Value

No longer reserved for the largest corporations, reorganizational techniques fully resolve debt to preserve business value, jobs and owners – while avoiding the pitfalls of judicial processes.

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Corporate Turnaround

The Point of Inflection

Turnaround defines the transitional moment between unsustainability and profitability; between stagnation and growth. Turnaround consulting and implementation are driven by fundamentals which clear the path to profitability.

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Management Consulting

Accessible to all Businesses

Management consulting is structured as a partnership, offering transformative value without hourly fees. Performance, growth and sustainability are the results.

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NEED IMMEDIATE RELIEF?

Merchant Cash Advance (MCA) Debt Resolution

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Alliances

An Alliance with Second Wind delivers a spectrum of benefits to any business professional by divorcing debt from the value of business operations.

ABL/Factor Alliance

Resolve subordinate debt to turn non transactable situations into pristine ones, putting you in first position.

Private Equity Alliance

Remove subordinate debt from assets to streamline transactions in your private equity model.

Trusted Advisor Alliance

Resolve unsupportable debt to preserve your clients and the value of their businesses.

Bank Special Assets Alliance

Exit underperforming / non-performing credits for maximum value—while fully avoiding the costs and reputational risk of formal liquidation.

M&A Alliance

Remove subordinate debt from assets to streamline closings and scale deal-flow.

Industry Leadership

Trusted Media Resources

Success Stories

Learn how our methods deliver results with featured success stories and media highlights.

  • Promotional graphic for ABF Journal featuring the magazine’s title at the top. The graphic includes a small circular photo of a person wearing a black hat and dark clothing, a photo of a Handaband fuel kiosk next to a truck, and text reading ‘Financing Turnaround: How Secured Lending Saved Handaband.’ The Handaband logo with the tagline ‘Fuel Simplified’ appears at the bottom.

    Financing Turnaround: How Secured Lending Saved Handaband USA
    Originally published in ABF Journal. Handaband USA was a thriving business in the oil and…
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  • Promotional graphic for the Journal of Corporate Renewal. Left side shows the October 2023 JCR cover featuring a digital wireframe figure and the headline ‘Navigating Health System Distress.’ Right side features a blue background with a life preserver labeled ‘Saving Namco’ and text reading ‘How a Collaborative Article 9 Restructuring Became a TMA Better Together Success,’ along with a small circular photo of a person wearing a black hat and dark clothing.

    Saving Namco: How a Collaborative Article 9 Restructuring Became a TMA “Better Together” Success
    Originally published in Journal of Corporate Renewal. In 2023, Namco Pool & Spa was on…
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  • Article feature on ABL Advisor, published in partnership with Second Wind Consultants, titled ‘A Turnaround Journey: How Secured Finance and Article 9 Restructuring Saved Heavy Duty Radiator.’ The header includes the ABL Advisor and Second Wind Consultants logos, with a portrait of a man in a black hat and jacket inset on the right side. The piece explores how a UCC Article 9 restructuring and secured finance strategy helped rescue a manufacturing business from financial distress.

    A Turnaround Journey: How Secured Finance and Article 9 Restructuring Saved Heavy Duty Radiator
    Originally published in ABL Advisor. The story of Heavy Duty Radiator (now JMP Industries) is one…
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  • California Co-Packer Saved From Liquidation: SWC Cuts Balance Sheet by $4MM
    Summary A previously successful California co-packer, with historic revenue of $20MM annually, became insolvent due…
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Latest Insights

Resources to help you gain greater insights into our process, and expert advice to help grow and build a sustainable business.

  • Restructuring consultant analyzing senior collateral, accounts receivable, and creditor priority to protect business cash flow

    How to Protect a Business From Aggressive MCA Creditors: A Restructuring Perspective
    Business owners sometimes search for ways to “protect business assets” from aggressive commercial creditors. In…
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  • Illustration of two hands in business suits—one holding a red alarm clock, the other holding a wallet filled with cash, coins, and a credit card—symbolizing the balance between time and money. Represents how business owners must manage both carefully when seeking to qualify for an SBA loan modification or deferment.

    How to Qualify for an SBA Loan Modification or Deferment (2026 Update)
    (For 7(a), 504, and Microloans—not EIDL loans). There’s an art and a science to negotiating…
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  • Business owner reviewing commercial loan covenants and merchant cash advance documents with a banker

    Did You Know You Took an MCA? Before Adding Fast Business Financing, Talk to the Lender Who Already Knows Your Business
    We see a version of the same situation often enough that it has become familiar….
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  • Business owner reviewing responsible commercial credit options with a bank lender

    Life After MCAs: How a Business Avoids Falling Back Into the Same Financing Trap
    One of the things business owners often tell us after an MCA problem has been…
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MCA Distress?

Get the Full MCA Debt Relief Guide

Learn how the process works, what to avoid, and how to choose the right firm.

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